Expert Mortgage Advice With Flexible Service
Synergy Mortgage is a licensed mortgage broker with the New York State Department of Financial Services who arranges loans with third party providers. Our office is nestled in the heart of Warwick’s charming historic district, where we’ve earned a reputation for offering personalized, one-on-one service. To better serve our clients, we provide flexible meeting times, including evenings and weekends by appointment.


Competitive Rates and Loan Options
In addition to offering expert guidance, competitive rates, accurate cost estimates, and timely approvals, we provide dedicated support for both property purchases and refinancing in New York. Our comprehensive range of loan options includes conventional, jumbo, FHA, and USDA loans. Please note, while we are not a direct lender, we work with trusted third-party providers to arrange all loans.
Our Mission
Our mission is to provide trusted advice and exceptional value every step of the way through the mortgage process. From the first consultation to closing, we make sure your needs are met
promptly and with care. We aim to build lasting relationships by earning your trust and satisfaction, so you’ll feel confident referring us to others. With a focus on clear communication and addressing any concerns, we ensure a smooth, stress-free experience as you navigate one of life’s most important financial decisions. Reach out today, and let’s make your homeownership dreams a reality
About Me
As the broker/owner of Synergy Mortgage Inc. and with over 30 years in the mortgage industry, I’ve guided countless clients through the process of securing financing and achieving homeownership. Whether you’re buying a home in Orange County, a co-op near New York City, or anywhere in New York State, my expertise ensures you get the best solutions—often ones you may not have considered. The most rewarding part of my work is seeing the joy on my clients' faces at the closing table, knowing I’ve made the process seamless and transparent. Homeownership is about more than a property; it’s about creating memories and finding comfort in a space to call your own. Let me guide you through each step with care and clarity. I’ve built strong local ties since founding Synergy Mortgage in 1997, and I’ll be with you every step of the way. Call me today—I’m ready to help you make your homeownership dreams a reality.
Maureen F. Kohler, MBA

Client Testimonials

You can’t find another broker as good as Maureen. When my wife and I had been trying to obtain a mortgage we were always told no. Maureen said yes and guided us all the way through. She is fair, conservative, honest and above all sets the right expectations. Maureen is very reliable, responsive and actually cares about fulfilling people dreams of owning a home. Shop around but make sure you include Maureen and Synergy Mortgage because they are the real deal. Thank you Maureen.Â
Greg B.
I highly recommend Maureen Kohler and Synergy Mortgage in Warwick NY for all your mortgage needs. I have obtained mortgages with her 3 times and recommended several friends and family. The whole process was easier than dealing with my banks. From per-approval, document processing and through closing everything was very smooth. She is upfront and if there is any hitch she will call you back immediately. She is a consummate professional.
Jason G.
Working with Maureen Kohler at Synergy Mortgage was the best decision we ever made. As first time home buyers, Maureen made the process seamless for us instead of daunting. From start to finish she was with us every step of the way. She answered our phone calls, emails, and texts at all hours of the day, collaborated with the rest of our team, constantly followed up with us and always kept us on track! She was diligent in making sure we understood the process and ensured that we were handling our finances smartly. Maureen goes above and beyond as a mortgage broker. Honestly, there were times she was our mortgage broker, real estate agent, financial advisor, and attorney all rolled into one. That just goes to show how much knowledge and expertise she has in the field. We can’t thank Maureen enough for securing our first home and we would recommend her to anyone!
Lauren & Brad
Our home buying experience would not have been the same without Synergy Mortgage!! Maureen was warm, friendly, and explained everything in detail. She welcomed any and all questions and made the process so smooth. We got a great rate and could not be happier. We will be referring all our friends to Synergy!!Â
Rachel P.
Maureen at Synergy Mortgage was hands down the best mortgage representative that we've ever worked with and we've worked with/interviewed a number. She was extremely attentive to our family's needs and was always available for all of my crazy requests and ideas. I would recommend Maureen to anyone looking to purchase a home in the greater Warwick area. A true professional in all sense of the word!Â
Matthew Culkin

Make Informed Decisions - Call Us First
Choosing the right mortgage broker is a crucial step in securing your financial future, and it all starts with the right advice. Before you call anyone else, reach out to us for personalized guidance tailored to your unique needs. We’re here to help you make confident, informed choices every step of the way. Don’t wait – contact us now and let’s get started on making your homeownership goals a reality!
