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Welcome to Synergy Mortgage

Are you looking for expert advice, competitive rates, real estimate of costs, a timely approval, and personal attention during your purchase or refinance for a property in New York? Synergy Mortgage offers exactly that.
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable experience - as much as it can be, and it can!

Registered Mortgage Broker, New York State Department of Financial Services. All loans arranged through third-party providers.

Secure Transmission Policy

This policy addresses our Company's standards for secure transmission of non-public information (sometimes called "NPI").

Identity theft is a major concern and we must do all we can to prevent it. Thus it shall be our policy to encourage the use of passwords known only to ourselves and the recipient — or the use of secure third party drop box — when transmitting non-public information both internally and externally.

We recognize that for various reasons, not all clients will cooperate with this practice. If a client insists we transmit their non-public information in a less secure manner, we will require them to provide us with specific authorization to do so via email. We will print and retain a copy of the client's email in the file.

Our Privacy Policy Officer can address any questions or concerns a client may have regarding why protection of electronic information is important.


Synergy Mortgage, Inc.,
41 South Street, Suite A, Warwick, NY 10990

Registered Mortgage Broker, New York State Department of Financial Services, All loans arranged with third-party providers
NMLS#: 32146
Phone: (845) 987-1969
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These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA, visit http://www.hudclips.com

For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/

For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS LOANS


It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is — immediately and to take remedial actions swiftly.

As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.

All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.


Updated: March 2020

Synergy Mortgage, Inc. strives to ensure that its services are accessible to people with disabilities. Synergy Mortgage, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.


synergymortgage.com makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows synergymortgage.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

The synergymortgage.com accessibility menu can be enabled by clicking the accessibility menu icon that appears on the right side of the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Synergy Mortgage, Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on synergymortgage.com fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

If you are experiencing difficulty with any content on synergymortgage.com or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

If you wish to report an accessibility issue, have any questions or need assistance, please contact Synergy Mortgage, Inc. Customer Support as follows:
Email: moe@synergymortgage.com
Phone: (845) 987-1969

2019 Synergy Mortgage Corp. all rights reserved. Home mortgages subject to credit review and approval.