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30 Year Fixed Rate Mortgage

The interest rate on a 30 year fixed rate mortgage is fixed for the full term of the mortgage. Principal and interest payments are also fixed for the full term of the mortgage. The loan amount is amortized over 30 years.

Interested in security against rising mortgage rates and higher payments?

It can be a lot easier to budget your money when you know your mortgage interest rate isn't going to change every month or every year. A 30 year mortgage lets you know what your payments will be, both for today and for the entire term of your loan.

Need to refinance that growing interest rate on your current ARM?

Current interest rates on 30 year fixed mortgages can be much lower than what you might be paying on your adjustable rate mortgage. Check out our Daily Mortgage Rates to see if you can start saving today.

Need help?

Determining which program is right for you can be a very difficult task. Please contact a Synergy Mortgage consultant and we will walk you through all the options and help you pick a program that fits your needs.



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Synergy Mortgage, Inc.,
127 Route 94 South, Suite 1, Warwick, NY 10990

Registered Mortgage Broker, New York State Department of Financial Services, All loans arranged with third-party providers
NMLS#: 32146
Phone: (845) 987-1969
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These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA, visit

For information directly from the VA, visit

For information directly from the USDA, visit LOANS


It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is — immediately and to take remedial actions swiftly.

As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.

All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.

2009 Synergy Mortgage Corp. all rights reserved. Home mortgages subject to credit review and approval.